Nearly half of Latvian homes still uninsured

In 2025, the share of insured residential properties reached 52.8%. This figure was calculated by comparing the number of active home insurance policies reported by insurers with the number of households in Latvia.

The historical data compiled by Latvijas Banka shows that in 2017, only 30.8% of residential properties were insured. Thus, since 2017, the share of insured residential properties has increased by 22 percentage points. In 2025, there were 445.6 thousand active home insur...